Mortgages with SortMyCash and Mortgage Advice Bureau

Mortgages Frequently Asked Questions

  1. How can SortMyCash and Mortgage Advice Bureau help me find the best mortgage?

SortMyCash has partnered with Mortgage Advice Bureau to provide expert mortgage advice tailored to your unique financial situation. Our dedicated mortgage advisers have access to over 12,000 mortgage products from more than 90 different lenders, ensuring we can find the perfect mortgage solution for your needs. Whether you’re a first-time buyer, moving home, remortgaging, or investing in buy-to-let properties, our team of advisers will guide you through the entire process, helping you make informed decisions and save money on your mortgage.

  1. What types of mortgages do SortMyCash and Mortgage Advice Bureau offer guidance on?

Our expert mortgage advisers at SortMyCash and Mortgage Advice Bureau can provide guidance on various mortgage types, including fixed-rate, variable-rate, tracker, and offset mortgages. We will help you understand the pros and cons of each type, as well as explain the implications of different mortgage rates and terms, ensuring you have all the information you need to choose the best mortgage for your financial situation and goals.

  1. How can I get started with SortMyCash and Mortgage Advice Bureau?

Getting started with SortMyCash and Mortgage Advice Bureau is easy! Simply fill in our quick online form, and a dedicated mortgage adviser from Mortgage Advice Bureau will get in touch with you via your preferred contact method. They will assess your financial situation, discuss your property goals, and guide you through the entire mortgage process, helping you secure the best mortgage for your needs.

  1. How do I know I can trust the advice from SortMyCash and Mortgage Advice Bureau?

SortMyCash and Mortgage Advice Bureau are committed to providing exceptional service to our clients. Our Feefo score of 4.9 out of 5 (excellent) reflects our dedication to ensuring customer satisfaction. Additionally, Mortgage Advice Bureau has a nationwide network of over 1,500 expert advisers, giving you access to a wealth of knowledge and experience in the mortgage industry. We aim to build long-lasting relationships with our clients by providing reliable, expert advice that helps them achieve their property goals.

  1. Can SortMyCash and Mortgage Advice Bureau help me with remortgaging?

Yes, our expert mortgage advisers at SortMyCash and Mortgage Advice Bureau can provide guidance and support throughout the remortgaging process. We will help you understand the benefits of remortgaging, assess your current mortgage situation, and present the most suitable options for refinancing. Our goal is to ensure you secure the best possible terms and save money on your mortgage payments.

  1. Are there any government schemes that SortMyCash and Mortgage Advice Bureau can advise on?

Our mortgage advisers at SortMyCash and Mortgage Advice Bureau are well-versed in various government schemes designed to assist homebuyers, such as Help to Buy, Shared Ownership, and Right to Buy. We can provide comprehensive information on these schemes and help you determine if you’re eligible for any of them. Our goal is to help you make informed decisions and access any available financial support when purchasing a home.

  1. Can SortMyCash and Mortgage Advice Bureau help with buy-to-let mortgages?

Yes, our expert mortgage advisers at SortMyCash and Mortgage Advice Bureau can assist with buy-to-let mortgages. Whether you are an experienced landlord or just starting your property investment journey, we can provide tailored advice on the most suitable buy-to-let mortgage products and help you navigate the application process. Our goal is to ensure you secure a mortgage that aligns with your investment goals and maximises your returns.

  1. What documentation will I need when applying for a mortgage through SortMyCash and Mortgage Advice Bureau?

When applying for a mortgage through SortMyCash and Mortgage Advice Bureau, you’ll need to provide various documents to support your application. These may include proof of identity, proof of address, recent payslips, bank statements, and a summary of your assets and liabilities. Our mortgage advisers will guide you through the process and ensure you have all the necessary documentation ready to streamline your mortgage application.

  1. How long does it take to get a mortgage decision with SortMyCash and Mortgage Advice Bureau?

The time it takes to get a mortgage decision varies depending on your personal circumstances and the complexity of your application. Generally, once you have provided all the required documentation and completed your mortgage application, a decision can be made within a few days to a few weeks. Our mortgage advisers at SortMyCash and Mortgage Advice Bureau will work closely with you throughout the process to ensure it is as efficient and stress-free as possible.

  1. Can SortMyCash and Mortgage Advice Bureau help me if I have a poor credit history?

Our mortgage advisers at SortMyCash and Mortgage Advice Bureau are experienced in helping clients with a range of credit histories, including those with poor credit. We will assess your financial situation, provide guidance on improving your credit score, and explore mortgage options tailored to your unique circumstances. While securing a mortgage with a poor credit history can be more challenging, our advisers will work diligently to find the best possible solution for your needs.

  1. What fees and charges should I expect when obtaining a mortgage through SortMyCash and Mortgage Advice Bureau?

When obtaining a mortgage through SortMyCash and Mortgage Advice Bureau, you may encounter various fees and charges. These can include arrangement fees, valuation fees, legal fees, and early repayment charges, among others. Our mortgage advisers will provide a comprehensive breakdown of all the costs involved in obtaining a mortgage, ensuring you are fully informed and can budget accordingly.

  1. How often should I review my mortgage with SortMyCash and Mortgage Advice Bureau?

We recommend reviewing your mortgage regularly, ideally every two to three years, to ensure you’re on the most competitive deal for your circumstances. This is particularly important when your fixed-rate mortgage term ends, as you may be automatically switched to the lender’s Standard Variable Rate (SVR), which could result in higher monthly repayments. Our mortgage advisers at SortMyCash and Mortgage Advice Bureau can help you review your mortgage and explore remortgaging options to secure a better deal and save money.

  1. Can SortMyCash and Mortgage Advice Bureau help me understand the mortgage application process?

Absolutely! At SortMyCash and Mortgage Advice Bureau, our experienced mortgage advisers are here to guide you through the entire mortgage application process. We’ll explain each step, help you gather the necessary documentation, and support you in finding the most suitable mortgage product for your needs. Our goal is to make the process as smooth and stress-free as possible, ensuring you secure the best mortgage deal available.

  1. How does Mortgage Advice Bureau find the best mortgage deal for me through SortMyCash?

Our partnership with Mortgage Advice Bureau allows SortMyCash to provide you with access to over 12,000 mortgages from over 90 different lenders. Our dedicated mortgage advisers assess your financial situation, needs, and preferences to narrow down the most suitable mortgage products for you. They then present you with a selection of competitive mortgage deals, helping you make an informed decision on the best option for your unique circumstances.

  1. Can SortMyCash and Mortgage Advice Bureau help with self-employed mortgages?

Yes, SortMyCash and Mortgage Advice Bureau can certainly help with self-employed mortgages. Our expert mortgage advisers are experienced in working with self-employed clients and understand the unique challenges they face in the mortgage application process. We’ll help you gather the necessary documentation, such as business accounts and tax returns, and guide you through the entire process, ensuring you secure the best mortgage deal for your self-employed status.

  1. Do I need a deposit to apply for a mortgage through SortMyCash and Mortgage Advice Bureau?

In most cases, you will need a deposit to apply for a mortgage through SortMyCash and Mortgage Advice Bureau. The size of the deposit required depends on the mortgage product and your individual circumstances. Generally, the more substantial your deposit, the better the mortgage deal you may be eligible for. Our mortgage advisers will help you understand the deposit requirements and explore various mortgage products to find the best fit for your financial situation.

  1. What government schemes can SortMyCash and Mortgage Advice Bureau help me access?

SortMyCash and Mortgage Advice Bureau can help you access various government schemes designed to assist homebuyers. Some of the popular schemes include Help to Buy, Shared Ownership, and Right to Buy. Our expert mortgage advisers will evaluate your eligibility for these schemes and provide guidance on the application process, helping you take advantage of any available support to get on the property ladder.

  1. Can SortMyCash and Mortgage Advice Bureau help me with a mortgage for a new build property?

Yes, our mortgage advisers at SortMyCash and Mortgage Advice Bureau can help you with a mortgage for a new build property. We understand the unique aspects of new build mortgages, such as the need for a higher deposit, and can guide you through the entire process. Our advisers will help you find a mortgage product tailored to your requirements and ensure you secure the best possible deal for your new build property purchase.

Conclusion

SortMyCash and our partner, Mortgage Advice Bureau, are dedicated to providing comprehensive and personalised mortgage solutions for a wide range of clients. With our extensive knowledge, experience, and access to thousands of mortgage products, we aim to make the mortgage process as smooth and stress-free as possible. From first-time buyers to experienced property investors, our expert mortgage advisers are here to help you navigate the mortgage landscape, secure the best possible deals, and make informed decisions about your financial future. Don’t hesitate to reach out to us, and let SortMyCash and Mortgage Advice Bureau guide you through your mortgage journey with confidence and ease.

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