As this is a relatively new market and as the FCA have only recently found the widespread hidden commissions, we cannot give a definitive time in which your claim will be settled. Nevertheless, we will do everything we can to recover a favourable settlement as quickly as possible and we do have strong justification given the Court of Appeal confirmation of the Courts stance on hidden / secret commissions. With this we will be striving for an average claim to be settled within 12 months. However, we must warn for your expectations, if we do get a particularly difficult lender and your claim does require the necessity of a Court hearing this could drag the claim up to 48 months.