Whilst you can claim direct yourself, our recommendation is to use an expert. Unlike in many other financial mis-selling areas, this is an infant market and we believe that the best chance of success is to have an expert legal representative fighting on your behalf. This does cost you a proportion of your compensation (30% + VAT) but in our view this offers very good value and is in fact much cheaper than the majority of other services on the market. It is entirely your decision though, you are free to choose.